Top 5 Ways to Cut Medical Costs

January 7, 2011

The cost of healthcare escalates by the day. But that doesn’t mean you still can’t find ways to cut corners on medical costs. Become a savvy health consumer with these five tips on cutting costs — without sacrificing quality of care — brought to you by The Healthcare Survival Guide: Cost-Saving Options for the Suddenly Unemployed.

1. Find a doctor who will forgo medical fees. Yes, they do exist. You can search for doctors in your area willing to forgo fees through the American Medical Association’s website.

2. Negotiate a discount with your doctor. Doctors are often far more willing to offer a discount or a payment plan for care than you might think – in a recent survey, 61 percent of adults who attempted to negotiate a discount were successful.

3. Instead of a specialist, use your primary doctor. Family doctors, general internists and pediatricians tend to charge less than specialists and can sometimes offer the same caliber of care. If you need maintenance care for a controlled chronic condition, this may be an option for you.

4. Need dental? Try a university dental clinic. Seeking care at a university dental clinic can cut your costs greatly – in some cases, patients pay only for the necessary materials – and the dental students and interns are closely supervised. Your state dental society can help you find a clinic near you.

5. Participate in a clinical trial. The U.S. National Institute of Health’s website lists current clinical trials being held across the nation. If you qualify, you could greatly reduce the costs of your care and medication – or eliminate them altogether.

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